Gratitude

Most people do not feel gratitude for all the positives in their lives. Why you may ask. It's simple. They just take everything for...

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HOA

The Homeowner Associations or HOA's have become power hungry over the years. I was on the board of one for eight years.  The man wh...

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Budget

I saw an article today about the middle class and the wealthy.  In simple terms it boiled down that the middle class has to budget ...

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Littering

Why do people litter?  It is impossible to understand except that they are too lazy to put their trash in an appropriate receptacle...

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